Home » Economia » O orAi??amento familiar e o controle das emoAi??Ai??es


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O orAi??amento familiar e o controle das emoAi??Ai??es

Quando recebemos nossos salA?rios, ganhamos uma confianAi??a muito grande para aplicarmos na aquisiAi??A?o de bens ou serviAi??os que satisfaAi??am nossas necessidades. Pois muito bem, vejamos algumas formas de economizar dinheiro:

-Sabe aquela farra que sempre acontece quando estamos alegres ou mesmo quando nos encontramos com os amigos? Pois Ai??, precisamos pA?r um freio e estipularmos limites para comeAi??ar e terminar, pois aquelas que consumimos a mais do combinado

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provocarA?o falta de numerA?rio no final do mA?s.

-Minimizar os vAi??cios de todas as naturezas: gosto de refrigerante no almoAi??o todos os dias. Que tal consumirmos apenas nos finais de semana, alAi??m de economizar dinheiro, o

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corpo agradece, pois os refrigerantes contA?m muito aAi??A?car.

-A histA?ria do dAi??zimo tambAi??m funciona no nosso orAi??amento familiar. O ideal Ai?? que guardemos 10% do que ganharmos. Seja em poupanAi??a, tAi??tulo de capitalizaAi??A?o, plano de previdA?ncia…

-Existe uma economia que nA?o falha: o cofrinho. No Brasil nA?o valorizamos as moedas, Ai??s vezes deixamos jogadas sobre a mesa, doamos, entregamos aos filhos, compramos o desnecessA?rio, aceitamos bombons, cigarros, fA?sforos e outros objetos de pouco valor no lugar delas.

-Sempre que possAi??vel, compre Ai?? vista e peAi??a

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descontos. Compras nos cartA?o de crAi??dito devem ser pagas pelo total da fatura, pois os saldos devedores destas sA?o atualizados com juros que

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-Utilize a A?gua somente para o essencial. Desligue as lA?mpadas quando nA?o tiver utilizando-as. Cuidado com as ligaAi??Ai??es de celulares prAi??-pagos, pois os pequenos crAi??ditos no decorrer do mA?s podem representar uma conta cara. Use os aparelhos apenas para o que for necessA?rio.

-CombustAi??vel para veAi??culos automotores estA? carAi??ssimo. Pense duas vezes antes de se deslocar. Caminhe e enfrente os pequenos deslocamentos, pois faz bem Ai?? saA?de e ao bolso tambAi??m.

-Nunca gaste tudo que tens, pois acontecem imprevistos no decorrer do mA?s:

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